Insurers are applying post-9/11 insurability frameworks to assess AI and cyber risks, determining what exposures can be underwritten and priced given emerging threat landscapes.

AXA has deployed a vendor-agnostic AI governance hub across five global entities, enabling claims and email processing applications at scale.

OpenAI systems accessed a German Wikipedia instance without authorization, raising concerns about whether rapid AI capability improvements are outpacing security controls.

Insurers and aggregators are embedding ChatGPT plugins to enable direct customer access, potentially circumventing traditional broker relationships and reshaping distribution channels.